Who we are
Where we are
Who we are
We are a consumer credit firm specialising in unsecured personal loans to adults aged 18 and over in the UK who are eligible and can afford monthly repayments with the associated interests without getting into financial hardship.
All our loans are subject to credit checks and affordability when you apply.
What we do
Where we are
Who we are
We grant unsecured personal loans of between £500 and £6,000 on a maximum APR of 89.90% over 1- 3 years, subject to credit check and affordability. Our personal loans include:
- Home improvement loans
- Car loans
- Holiday loans
- Wedding loans
- Debt consolidation loans
- Other personal loans
Where we are
Where we are
Where we are
We are in Manchester, England and our services are tailored to suit the needs of eligible borrowers in the UK aged 18 or over who can afford the monthly repayments and associated interests on our loans without getting into financial hardship.
All our loans are subject to credit checks and affordability when you apply.
Home Improvement Loan
Home Improvement Loan
Home Improvement Loan
Our home improvement loan allows you to borrow a set amount to carry out improvements or repairs to your home and repay over 1- 3 years on a representative APR of 69.90%, subject to credit check and affordability.
Car Loan
Home Improvement Loan
Home Improvement Loan
Our car loan is an unsecured personal loan to enable you to cover the cost of the purchase of a used car or to top up the amount for the purchase of a new car and repay over 1- 3 years on a representative APR of 69.90%, subject to credit check and affordability.
Holiday Loan
Home Improvement Loan
Holiday Loan
Our unsecured personal holiday loan enables you to cover the cost of your holiday and repay over 1- 3 years on a representative APR of 69.90%, subject to credit check and affordability, making it possible to secure good holiday deals in advance.
Wedding Loan
Debt Consolidation Loan
Holiday Loan
Our unsecured personal wedding loan enables you to cover the cost of your dream wedding or to top up the cash for your dream wedding and repay over 1- 3 years on a representative APR of 69.90%, subject to credit check and affordability.
Debt Consolidation Loan
Debt Consolidation Loan
Debt Consolidation Loan
Our debt consolidation loan enables you to bring all your debts together in one place and make a single repayment each month for over 1- 3 years on a representative APR of 69.90% subject to credit check and affordability, thereby allowing you to manage your finances better.
Other Personal Loans
Debt Consolidation Loan
Debt Consolidation Loan
Our other personal loans allow you to borrow for various reasons and repay a fixed amount over 1- 3 years on a representative APR of 69.90%, subject to credit check and affordability. There are no hidden fees, and we offer repayment holidays subject to eligibility.
- Loans of between £500 and £6,000 over 1 - 3 years.
- 89.90% maximum APR.
- Loan term to suit your budget.
- We are a direct lender.
- Money in your bank account within 24 hours of loan approval.
- Our loans are bespoke to your financial circumstances.
- Our loans are unsecured and can be used for a multitude of purposes.
- We lend to subprime individuals aged 18 or over who are eligible and can afford repayments without getting into financial hardship following a credit check.
- We charge no application fee, loan processing fee, early repayment fee, or late payment fee.
- Must be aged 18 or over.
- Must have been a UK resident for at least 3 years.
- Must have a regular annual income or salary equal to or greater than £12,000.
- Must not have had a CCJ in the previous 24 months.
- Must not have defaulted on a loan in the previous 24 months.
- Must have some credit history.
- Must have a UK-based bank account or building society account that can pay direct debits.